{"id":108721,"date":"2025-06-21T16:40:24","date_gmt":"2025-06-21T11:10:24","guid":{"rendered":"https:\/\/www.mygreatlearning.com\/blog\/?page_id=108721"},"modified":"2025-06-19T21:07:46","modified_gmt":"2025-06-19T15:37:46","slug":"salary-calculator","status":"publish","type":"page","link":"https:\/\/www.mygreatlearning.com\/blog\/salary-calculator\/","title":{"rendered":"Salary Calculator"},"content":{"rendered":"\n<script src=\"https:\/\/cdn.jsdelivr.net\/npm\/chart.js\"><\/script>\n    <style>\n        \/* Global Variables *\/\n        :root {\n            --sal-calc-primary-color: #4F46E5;\n            --sal-calc-primary-hover: #4338CA;\n            --sal-calc-secondary-color: #1F2937;\n            --sal-calc-text-light: #F9FAFB;\n            --sal-calc-text-dark: #111827;\n            --sal-calc-text-muted: #6B7280;\n            --sal-calc-bg-light: #F9FAFB;\n            --sal-calc-bg-dark: #1F2937;\n            --sal-calc-border-color: #D1D5DB;\n        }\n\n        \/* Base Styles *\/\n        .sal-calc-body {\n            font-family: 'Inter', sans-serif;\n            background-color: #F9FAFB;\n            color: #1F2937;\n            margin: 0;\n            padding: 0;\n        }\n\n        .sal-calc-container {\n            max-width: 1280px;\n            margin: 0 auto;\n            padding: 2rem;\n        }\n\n        \/* Header *\/\n        .sal-calc-header {\n            text-align: center;\n            margin-bottom: 3rem;\n        }\n\n        .sal-calc-h1 {\n            font-size: 2.5rem;\n            font-weight: 700;\n            color: var(--sal-calc-text-dark);\n            margin: 0;\n        }\n\n        .sal-calc-p {\n            font-size: 1.125rem;\n            color: var(--sal-calc-text-muted);\n            margin-top: 0.5rem;\n        }\n\n        \/* Layout Grids *\/\n        .sal-calc-main-grid {\n            display: grid;\n            grid-template-columns: 1fr;\n            gap: 2rem;\n        }\n\n        .sal-calc-results-grid {\n            display: grid;\n            grid-template-columns: 1fr;\n            gap: 1.5rem;\n        }\n        \n        .sal-calc-breakdown-grid {\n            display: grid;\n            grid-template-columns: 1fr;\n            gap: 1.5rem;\n        }\n\n        \/* Card & Inputs *\/\n        .sal-calc-card {\n            background-color: #FFFFFF;\n            padding: 2rem;\n            border-radius: 1rem;\n            box-shadow: 0 10px 15px -3px rgba(0, 0, 0, 0.05), 0 4px 6px -2px rgba(0, 0, 0, 0.05);\n        }\n\n        .sal-calc-card-header {\n            font-size: 1.5rem;\n            font-weight: 600;\n            color: var(--sal-calc-text-dark);\n            margin-top: 0;\n            margin-bottom: 1.5rem;\n        }\n\n        .sal-calc-input-group {\n            margin-bottom: 1.5rem;\n        }\n\n        .sal-calc-input-label {\n            display: flex;\n            align-items: center;\n            font-size: 0.875rem;\n            font-weight: 500;\n            color: var(--sal-calc-text-muted);\n            margin-bottom: 0.5rem;\n        }\n\n        .sal-calc-input-field {\n            width: 100%;\n            box-sizing: border-box;\n            padding: 0.75rem 1rem;\n            background-color: var(--sal-calc-bg-light);\n            border: 1px solid var(--sal-calc-border-color);\n            border-radius: 0.5rem;\n            transition: border-color 0.2s, box-shadow 0.2s;\n        }\n\n        .sal-calc-input-field:focus {\n            outline: none;\n            border-color: var(--sal-calc-primary-color);\n            box-shadow: 0 0 0 2px rgba(79, 70, 229, 0.2);\n        }\n        \n        \/* Regime Selector *\/\n        .sal-calc-regime-selector {\n            display: flex;\n            background-color: #E5E7EB;\n            border-radius: 0.5rem;\n            padding: 0.0rem;\n        }\n\n        .sal-calc-regime-btn {\n            flex: 1;\n            padding: 0.5rem 0.75rem;\n            font-size: 0.875rem;\n            font-weight: 500;\n            border: none;\n            background-color: transparent;\n            color: var(--sal-calc-text-muted);\n            border-radius: 0.375rem;\n            cursor: pointer;\n            transition: all 0.2s ease-in-out;\n        }\n\n        .sal-calc-regime-btn.sal-calc-active {\n            background-color: var(--sal-calc-primary-color);\n            color: var(--sal-calc-text-light);\n            box-shadow: 0 4px 6px -1px rgba(0, 0, 0, 0.1), 0 2px 4px -2px rgba(0, 0, 0, 0.05);\n        }\n        \n        \/* Results & Metrics *\/\n        .sal-calc-chart-container {\n            display: flex;\n            align-items: center;\n            justify-content: center;\n            min-height: 250px;\n        }\n\n        .sal-calc-key-metrics {\n            display: flex;\n            flex-direction: column;\n            justify-content: center;\n            gap: 1rem;\n        }\n\n        .sal-calc-metric-card {\n            padding: 1rem;\n            border-radius: 0.75rem;\n        }\n\n        .sal-calc-metric-card.sal-calc-in-hand { background-color: #EEF2FF; }\n        .sal-calc-metric-card.sal-calc-deductions { background-color: #FEF2F2; }\n        .sal-calc-metric-card.sal-calc-annual-take-home { background-color: #F0FDF4; }\n\n        .sal-calc-metric-label {\n            font-size: 0.875rem;\n            font-weight: 500;\n            margin: 0;\n        }\n\n        .sal-calc-in-hand .sal-calc-metric-label { color: #3730A3; }\n        .sal-calc-deductions .sal-calc-metric-label { color: #9B1C1C; }\n        .sal-calc-annual-take-home .sal-calc-metric-label { color: #166534; }\n        \n        .sal-calc-metric-value {\n            font-size: 1.875rem;\n            font-weight: 700;\n            margin-top: 0.25rem;\n            margin-bottom: 0;\n        }\n\n        .sal-calc-in-hand .sal-calc-metric-value { color: #312E81; }\n        .sal-calc-deductions .sal-calc-metric-value { color: #7F1D1D; }\n        .sal-calc-annual-take-home .sal-calc-metric-value { color: #14532D; }\n\n        \/* Breakdown Tables *\/\n        .sal-calc-breakdown-section {\n            margin-top: 2rem;\n        }\n\n        .sal-calc-breakdown-title {\n            font-size: 1.125rem;\n            font-weight: 600;\n            margin-top: 0;\n            margin-bottom: 1rem;\n        }\n        \n        .sal-calc-breakdown-table .sal-calc-row {\n            display: flex;\n            justify-content: space-between;\n            padding: 0.75rem;\n            border-radius: 0.375rem;\n        }\n\n        .sal-calc-breakdown-table .sal-calc-row:nth-child(odd) {\n            background-color: var(--sal-calc-bg-light);\n        }\n\n        .sal-calc-breakdown-table .sal-calc-total-row {\n            font-weight: 700;\n            background-color: #E5E7EB;\n            margin-top: 0.5rem;\n        }\n\n        .sal-calc-row .sal-calc-label { color: var(--sal-calc-text-muted); }\n        .sal-calc-row .sal-calc-value { font-weight: 500; color: var(--sal-calc-text-dark); }\n        .sal-calc-row .sal-calc-value.sal-calc-deduction { color: #DC2626; }\n\n        \/* Tooltip & Utility *\/\n        .sal-calc-tooltip {\n            position: relative;\n            display: inline-block;\n            margin-left: 0.25rem;\n        }\n\n        .sal-calc-tooltip .sal-calc-tooltiptext {\n            visibility: hidden;\n            width: 240px;\n            background-color: #333;\n            color: #fff;\n            text-align: center;\n            border-radius: 6px;\n            padding: 5px 10px;\n            position: absolute;\n            z-index: 10;\n            bottom: 125%;\n            left: 50%;\n            margin-left: -120px;\n            opacity: 0;\n            transition: opacity 0.3s;\n            font-size: 12px;\n            font-weight: 400;\n        }\n        \n        .sal-calc-tooltip .sal-calc-tooltiptext::after {\n            content: \"\";\n            position: absolute;\n            top: 100%;\n            left: 50%;\n            margin-left: -5px;\n            border-width: 5px;\n            border-style: solid;\n            border-color: #333 transparent transparent transparent;\n        }\n\n        .sal-calc-tooltip:hover .sal-calc-tooltiptext {\n            visibility: visible;\n            opacity: 1;\n        }\n\n        .sal-calc-disabled-group {\n            opacity: 0.5;\n            pointer-events: none;\n        }\n\n        .sal-calc-error {\n            color: #DC2626;\n            font-size: 0.875rem;\n            margin-top: 0.25rem;\n        }\n        \n        \/* Mobile Responsiveness *\/\n        @media (min-width: 1024px) {\n            .sal-calc-main-grid {\n                grid-template-columns: repeat(5, 1fr);\n            }\n            .sal-calc-lg-col-span-2 {\n                grid-column: span 2 \/ span 2;\n            }\n            .sal-calc-lg-col-span-3 {\n                grid-column: span 3 \/ span 3;\n            }\n        }\n\n        @media (min-width: 768px) {\n            .sal-calc-results-grid, .sal-calc-breakdown-grid {\n                grid-template-columns: repeat(2, 1fr);\n            }\n        }\n\n        @media (max-width: 640px) {\n            .sal-calc-container {\n                padding: 1rem;\n            }\n            .sal-calc-h1 {\n                font-size: 2rem;\n            }\n            .sal-calc-p {\n                font-size: 1rem;\n            }\n            .sal-calc-card {\n                padding: 1.5rem;\n            }\n            .sal-calc-card-header {\n                font-size: 1.25rem;\n            }\n            .sal-calc-metric-value {\n                font-size: 1.5rem;\n            }\n            .sal-calc-regime-selector {\n                padding: 0.125rem;\n            }\n            .sal-calc-regime-btn {\n                font-size: 0.75rem;\n                padding: 0.5rem 0.25rem;\n            }\n        }\n    <\/style>\n\n<div class=\"sal-calc-body\">\n    <div class=\"sal-calc-container\">\n        <div class=\"sal-calc-header\">\n            <h1 class=\"sal-calc-h1\" class=\"sal-calc-h1\" id=\"salary-calculator-india\">Salary Calculator (India)<\/h1>\n            <p class=\"sal-calc-p\">Salary Calculator to Calculate Take Home Salary (In Hand)<\/p>\n        <\/div>\n\n        <main class=\"sal-calc-main-grid\">\n            <div class=\"sal-calc-lg-col-span-2\">\n                <div class=\"sal-calc-card\">\n                    <h2 class=\"sal-calc-card-header\" class=\"sal-calc-card-header\" id=\"your-salary-investments\">Your Salary & Investments<\/h2>\n                    <div class=\"sal-calc-input-group\">\n                        <label for=\"annualCTC\" class=\"sal-calc-input-label\">Annual CTC (\u20b9)<\/label>\n                        <input type=\"number\" id=\"annualCTC\" value=\"1500000\" class=\"sal-calc-input-field\">\n                        <p id=\"ctcError\" class=\"sal-calc-error\" style=\"display: none;\"><\/p>\n                    <\/div>\n                    <div class=\"sal-calc-input-group\">\n                        <label for=\"basicSalary\" class=\"sal-calc-input-label\">\n                            Annual Basic Salary (\u20b9)\n                            <div class=\"sal-calc-tooltip\">\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" viewBox=\"0 0 24 24\" stroke=\"currentColor\" style=\"height:1rem;width:1rem;color:#6B7280;\">\n                                    <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M8.228 9c.549-1.165 2.03-2 3.772-2 2.21 0 4 1.343 4 3 0 1.4-1.278 2.575-3.006 2.907-.542.104-.994.54-.994 1.093m0 3h.01M21 12a9 9 0 11-18 0 9 9 0 0118 0z\" \/>\n                                <\/svg>\n                                <span class=\"sal-calc-tooltiptext\">Basic salary component of your CTC. Typically 40-50% of CTC.<\/span>\n                            <\/div>\n                        <\/label>\n                        <input type=\"number\" id=\"basicSalary\" value=\"600000\" class=\"sal-calc-input-field\">\n                        <p id=\"basicSalaryError\" class=\"sal-calc-error\" style=\"display: none;\"><\/p>\n                    <\/div>\n                    <div class=\"sal-calc-input-group\">\n                        <label for=\"epfAmount\" class=\"sal-calc-input-label\">\n                            Monthly EPF Contribution (\u20b9)\n                            <div class=\"sal-calc-tooltip\">\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" viewBox=\"0 0 24 24\" stroke=\"currentColor\" style=\"height:1rem;width:1rem;color:#6B7280;\">\n                                    <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M8.228 9c.549-1.165 2.03-2 3.772-2 2.21 0 4 1.343 4 3 0 1.4-1.278 2.575-3.006 2.907-.542.104-.994.54-.994 1.093m0 3h.01M21 12a9 9 0 11-18 0 9 9 0 0118 0z\" \/>\n                                <\/svg>\n                                <span class=\"sal-calc-tooltiptext\">Total contribution to Employee Provident Fund (Employee + Employer). Max 12% of basic salary.<\/span>\n                            <\/div>\n                        <\/label>\n                        <input type=\"number\" id=\"epfAmount\" value=\"3600\" class=\"sal-calc-input-field\">\n                    <\/div>\n                    <div class=\"sal-calc-input-group\">\n                        <label for=\"npsAmount\" class=\"sal-calc-input-label\">\n                            Employer\u2019s NPS Contribution (\u20b9)\n                            <div class=\"sal-calc-tooltip\">\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" viewBox=\"0 0 24 24\" stroke=\"currentColor\" style=\"height:1rem;width:1rem;color:#6B7280;\">\n                                    <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M8.228 9c.549-1.165 2.03-2 3.772-2 2.21 0 4 1.343 4 3 0 1.4-1.278 2.575-3.006 2.907-.542.104-.994.54-.994 1.093m0 3h.01M21 12a9 9 0 11-18 0 9 9 0 0118 0z\" \/>\n                                <\/svg>\n                                <span class=\"sal-calc-tooltiptext\">Employer\u2019s contribution to National Pension System. Max 10% of basic salary.<\/span>\n                            <\/div>\n                        <\/label>\n                        <input type=\"number\" id=\"npsAmount\" value=\"0\" class=\"sal-calc-input-field\">\n                    <\/div>\n                    <div class=\"sal-calc-input-group\" id=\"hraGroup\">\n                        <label for=\"rentPaid\" class=\"sal-calc-input-label\">\n                            Annual Rent Paid (\u20b9)\n                            <div class=\"sal-calc-tooltip\">\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" viewBox=\"0 0 24 24\" stroke=\"currentColor\" style=\"height:1rem;width:1rem;color:#6B7280;\">\n                                    <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M8.228 9c.549-1.165 2.03-2 3.772-2 2.21 0 4 1.343 4 3 0 1.4-1.278 2.575-3.006 2.907-.542.104-.994.54-.994 1.093m0 3h.01M21 12a9 9 0 11-18 0 9 9 0 0118 0z\" \/>\n                                <\/svg>\n                                <span class=\"sal-calc-tooltiptext\">Annual rent paid for HRA exemption (Old Regime only).<\/span>\n                            <\/div>\n                        <\/label>\n                        <input type=\"number\" id=\"rentPaid\" value=\"0\" class=\"sal-calc-input-field\">\n                    <\/div>\n                    <div class=\"sal-calc-input-group\" id=\"hraMetroGroup\">\n                        <label class=\"sal-calc-input-label\">City Type for HRA<\/label>\n                        <select id=\"hraMetro\" class=\"sal-calc-input-field\">\n                            <option value=\"metro\">Metro (50% of Basic)<\/option>\n                            <option value=\"non-metro\">Non-Metro (40% of Basic)<\/option>\n                        <\/select>\n                    <\/div>\n                    <div class=\"sal-calc-input-group\">\n                        <label for=\"medicalInsurance\" class=\"sal-calc-input-label\">\n                            Medical Insurance Premium (\u20b9)\n                            <div class=\"sal-calc-tooltip\">\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" viewBox=\"0 0 24 24\" stroke=\"currentColor\" style=\"height:1rem;width:1rem;color:#6B7280;\">\n                                    <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M8.228 9c.549-1.165 2.03-2 3.772-2 2.21 0 4 1.343 4 3 0 1.4-1.278 2.575-3.006 2.907-.542.104-.994.54-.994 1.093m0 3h.01M21 12a9 9 0 11-18 0 9 9 0 0118 0z\" \/>\n                                <\/svg>\n                                <span class=\"sal-calc-tooltiptext\">Annual premium for health insurance. Max \u20b925,000 (\u20b950,000 for senior citizens, Old Regime only).<\/span>\n                            <\/div>\n                        <\/label>\n                        <input type=\"number\" id=\"medicalInsurance\" value=\"0\" class=\"sal-calc-input-field\">\n                    <\/div>\n                    <div class=\"sal-calc-input-group\" id=\"investment80CGroup\">\n                        <label for=\"investment80C\" class=\"sal-calc-input-label\">\n                            Tax Saving Investments (80C)\n                            <div class=\"sal-calc-tooltip\">\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" viewBox=\"0 0 24 24\" stroke=\"currentColor\" style=\"height:1rem;width:1rem;color:#6B7280;\">\n                                    <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M8.228 9c.549-1.165 2.03-2 3.772-2 2.21 0 4 1.343 4 3 0 1.4-1.278 2.575-3.006 2.907-.542.104-.994.54-.994 1.093m0 3h.01M21 12a9 9 0 11-18 0 9 9 0 0118 0z\" \/>\n                                <\/svg>\n                                <span class=\"sal-calc-tooltiptext\">Investments like PPF, ELSS, Life Insurance premiums (Old Regime only). Max \u20b91,50,000.<\/span>\n                            <\/div>\n                        <\/label>\n                        <input type=\"number\" id=\"investment80C\" value=\"0\" max=\"150000\" class=\"sal-calc-input-field\">\n                    <\/div>\n                    <div class=\"sal-calc-input-group\" id=\"donation80GGroup\">\n                        <label for=\"donation80G\" class=\"sal-calc-input-label\">\n                            Donations (80G)\n                            <div class=\"sal-calc-tooltip\">\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" viewBox=\"0 0 24 24\" stroke=\"currentColor\" style=\"height:1rem;width:1rem;color:#6B7280;\">\n                                    <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M8.228 9c.549-1.165 2.03-2 3.772-2 2.21 0 4 1.343 4 3 0 1.4-1.278 2.575-3.006 2.907-.542.104-.994.54-.994 1.093m0 3h.01M21 12a9 9 0 11-18 0 9 9 0 0118 0z\" \/>\n                                <\/svg>\n                                <span class=\"sal-calc-tooltiptext\">Donations to eligible charities (Old Regime only). 50% deduction, capped at 10% of adjusted gross income.<\/span>\n                            <\/div>\n                        <\/label>\n                        <input type=\"number\" id=\"donation80G\" value=\"0\" class=\"sal-calc-input-field\">\n                    <\/div>\n                <\/div>\n            <\/div>\n\n            <div class=\"sal-calc-lg-col-span-3\">\n                <div class=\"sal-calc-card\">\n                    <div style=\"display: flex; flex-wrap: wrap; justify-content: space-between; align-items: center; margin-bottom: 1.5rem; gap: 1rem;\">\n                        <h2 class=\"sal-calc-card-header\" style=\"margin-bottom: 0;\" class=\"sal-calc-card-header\" style=\"margin-bottom: 0;\" id=\"your-salary-breakdown\">Your Salary Breakdown<\/h2>\n                        <div class=\"sal-calc-regime-selector\">\n                            <button id=\"btnOldRegime\" class=\"sal-calc-regime-btn\">Old Regime<\/button>\n                            <button id=\"btnNewRegime\" class=\"sal-calc-regime-btn sal-calc-active\">New Regime<\/button>\n                        <\/div>\n                    <\/div>\n                    \n                    <div class=\"sal-calc-results-grid\">\n                        <div class=\"sal-calc-chart-container\">\n                            <canvas id=\"salaryChart\"><\/canvas>\n                        <\/div>\n                        <div class=\"sal-calc-key-metrics\">\n                            <div class=\"sal-calc-metric-card sal-calc-in-hand\">\n                                <p class=\"sal-calc-metric-label\">Monthly In-Hand Salary<\/p>\n                                <p id=\"monthlyInHand\" class=\"sal-calc-metric-value\">\u20b90<\/p>\n                            <\/div>\n                            <div class=\"sal-calc-metric-card sal-calc-deductions\">\n                                <p class=\"sal-calc-metric-label\">Monthly Deductions<\/p>\n                                <p id=\"monthlyDeductions\" class=\"sal-calc-metric-value\">\u20b90<\/p>\n                            <\/div>\n                            <div class=\"sal-calc-metric-card sal-calc-annual-take-home\">\n                                <p class=\"sal-calc-metric-label\">Annual Take Home<\/p>\n                                <p id=\"annualTakeHome\" class=\"sal-calc-metric-value\">\u20b90<\/p>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n\n                    <div class=\"sal-calc-breakdown-section\">\n                        <div class=\"sal-calc-breakdown-grid\">\n                            <div>\n                                <h3 class=\"sal-calc-breakdown-title\" class=\"sal-calc-breakdown-title\" id=\"earnings-breakdown\">Earnings Breakdown<\/h3>\n                                <div id=\"earningsTable\" class=\"sal-calc-breakdown-table\"><\/div>\n                            <\/div>\n                            <div>\n                                <h3 class=\"sal-calc-breakdown-title\" class=\"sal-calc-breakdown-title\" id=\"deductions-breakdown-monthly\">Deductions Breakdown (Monthly)<\/h3>\n                                <div id=\"deductionsTable\" class=\"sal-calc-breakdown-table\"><\/div>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/main>\n    <\/div>\n\n<script>\n    (function() {\n        \/\/ DOM Elements\n        const annualCTCInput = document.getElementById('annualCTC');\n        const basicSalaryInput = document.getElementById('basicSalary');\n        const epfAmountInput = document.getElementById('epfAmount');\n        const npsAmountInput = document.getElementById('npsAmount');\n        const rentPaidInput = document.getElementById('rentPaid');\n        const hraMetroInput = document.getElementById('hraMetro');\n        const medicalInsuranceInput = document.getElementById('medicalInsurance');\n        const investment80CInput = document.getElementById('investment80C');\n        const donation80GInput = document.getElementById('donation80G');\n        const investment80CGroup = document.getElementById('investment80CGroup');\n        const donation80GGroup = document.getElementById('donation80GGroup');\n        const hraGroup = document.getElementById('hraGroup');\n        const hraMetroGroup = document.getElementById('hraMetroGroup');\n        const ctcError = document.getElementById('ctcError');\n        const basicSalaryError = document.getElementById('basicSalaryError');\n        const btnOldRegime = document.getElementById('btnOldRegime');\n        const btnNewRegime = document.getElementById('btnNewRegime');\n        const monthlyInHandEl = document.getElementById('monthlyInHand');\n        const monthlyDeductionsEl = document.getElementById('monthlyDeductions');\n        const annualTakeHomeEl = document.getElementById('annualTakeHome');\n        const earningsTableEl = document.getElementById('earningsTable');\n        const deductionsTableEl = document.getElementById('deductionsTable');\n\n        let salaryChart;\n        let currentTaxRegime = 'new';\n        \n        \/\/ Define groups and handler for the new tooltip functionality\n        const medicalInsuranceGroup = medicalInsuranceInput.parentElement;\n        const oldRegimeOnlyGroups = [\n            hraGroup,\n            hraMetroGroup,\n            medicalInsuranceGroup,\n            investment80CGroup,\n            donation80GGroup\n        ];\n\n        const handleDisabledFieldClick = (event) => {\n            const tooltipText = event.currentTarget.querySelector('.sal-calc-tooltiptext');\n            if (tooltipText) {\n                tooltipText.style.visibility = 'visible';\n                tooltipText.style.opacity = '1';\n                setTimeout(() => {\n                    tooltipText.style.visibility = 'hidden';\n                    tooltipText.style.opacity = '0';\n                }, 2500); \/\/ Tooltip will be visible for 2.5 seconds\n            }\n        };\n\n        \/\/ Helper Functions\n        const formatCurrency = (amount) => `\u20b9${Math.round(amount).toLocaleString('en-IN')}`;\n        \n        const createRow = (label, value, isDeduction = false) => `\n            <div class=\"sal-calc-row\">\n                <span class=\"sal-calc-label\">${label}<\/span>\n                <span class=\"sal-calc-value ${isDeduction ? 'sal-calc-deduction' : ''}\">${formatCurrency(value)}<\/span>\n            <\/div>\n        `;\n\n        const createTotalRow = (label, value, isDeduction = false) => `\n            <div class=\"sal-calc-row sal-calc-total-row\">\n                <span class=\"sal-calc-label\">${label}<\/span>\n                <span class=\"sal-calc-value ${isDeduction ? 'sal-calc-deduction' : ''}\">${formatCurrency(value)}<\/span>\n            <\/div>\n        `;\n\n        \/\/ Validation\n        function validateInputs() {\n            let isValid = true;\n            ctcError.style.display = 'none';\n            basicSalaryError.style.display = 'none';\n\n            const annualCTC = parseFloat(annualCTCInput.value) || 0;\n            const basicSalary = parseFloat(basicSalaryInput.value) || 0;\n\n            if (annualCTC < 0) {\n                ctcError.textContent = 'CTC cannot be negative';\n                ctcError.style.display = 'block';\n                isValid = false;\n            }\n            if (basicSalary < 0 || basicSalary > annualCTC) {\n                basicSalaryError.textContent = 'Basic salary cannot be negative or exceed CTC';\n                basicSalaryError.style.display = 'block';\n                isValid = false;\n            }\n            return isValid;\n        }\n\n        \/\/ Tax Calculation Logic\n        const calculateTax = (taxableIncome, regime) => {\n            let tax = 0;\n            taxableIncome = Math.max(0, taxableIncome);\n\n            if (regime === 'old') {\n                const standardDeduction = 50000;\n                taxableIncome -= standardDeduction;\n                if (taxableIncome <= 250000) tax = 0;\n                else if (taxableIncome <= 500000) tax = (taxableIncome - 250000) * 0.05;\n                else if (taxableIncome <= 1000000) tax = 12500 + (taxableIncome - 500000) * 0.20;\n                else tax = 112500 + (taxableIncome - 1000000) * 0.30;\n                if (taxableIncome <= 500000) tax = 0; \/\/ Rebate under 87A\n            } else {\n                const standardDeduction = 75000;\n                taxableIncome -= standardDeduction;\n                if (taxableIncome <= 400000) tax = 0;\n                else if (taxableIncome <= 800000) tax = (taxableIncome - 400000) * 0.05;\n                else if (taxableIncome <= 1200000) tax = 20000 + (taxableIncome - 800000) * 0.10;\n                else if (taxableIncome <= 1600000) tax = 60000 + (taxableIncome - 1200000) * 0.15;\n                else if (taxableIncome <= 2000000) tax = 120000 + (taxableIncome - 1600000) * 0.20;\n                else if (taxableIncome <= 2400000) tax = 200000 + (taxableIncome - 2000000) * 0.25;\n                else tax = 300000 + (taxableIncome - 2400000) * 0.30;\n                if (taxableIncome <= 1200000) tax = 0; \/\/ Rebate under 87A\n                else if (taxableIncome <= 1225000) tax = Math.min(tax, taxableIncome - 1200000); \/\/ Marginal relief\n            }\n\n            const cess = tax * 0.04;\n            return tax + cess;\n        };\n\n        \/\/ HRA Exemption Calculation (Old Regime Only)\n        const calculateHRAExemption = (basicSalary, rentPaid, isMetro) => {\n            if (currentTaxRegime !== 'old') return 0;\n            const hraReceived = isMetro ? basicSalary * 0.5 : basicSalary * 0.4;\n            const excessRent = rentPaid - (basicSalary * 0.1);\n            return Math.min(hraReceived, excessRent, rentPaid);\n        };\n\n        \/\/ Main Calculation Logic\n        function calculateAndDisplay() {\n            if (!validateInputs()) return;\n\n            const annualCTC = parseFloat(annualCTCInput.value) || 0;\n            const basicSalary = parseFloat(basicSalaryInput.value) || 0;\n            const epfAmount = parseFloat(epfAmountInput.value) || 0;\n            const npsAmount = parseFloat(npsAmountInput.value) || 0;\n            const rentPaid = parseFloat(rentPaidInput.value) || 0;\n            const isMetro = hraMetroInput.value === 'metro';\n            const medicalInsurance = parseFloat(medicalInsuranceInput.value) || 0;\n            const investment80C = parseFloat(investment80CInput.value) || 0;\n            const donation80G = parseFloat(donation80GInput.value) || 0;\n\n            const totalPFAnnual = epfAmount * 12;\n            const professionalTaxAnnual = 2400;\n            const hraExemption = calculateHRAExemption(basicSalary, rentPaid, isMetro);\n            const npsDeduction = Math.min(npsAmount, basicSalary * 0.1);\n            const medicalDeduction = currentTaxRegime === 'old' ? Math.min(medicalInsurance, 25000) : 0;\n            const deduction80C = currentTaxRegime === 'old' ? Math.min(150000, investment80C + totalPFAnnual) : 0;\n            const adjustedGrossIncome = annualCTC - hraExemption - professionalTaxAnnual;\n            const donationDeduction = currentTaxRegime === 'old' ? Math.min(donation80G * 0.5, adjustedGrossIncome * 0.1) : 0;\n\n            let taxableIncome = annualCTC - totalPFAnnual - professionalTaxAnnual - hraExemption - npsDeduction - medicalDeduction - deduction80C - donationDeduction;\n            const annualTax = calculateTax(taxableIncome, currentTaxRegime);\n            const totalAnnualDeductions = totalPFAnnual + professionalTaxAnnual + annualTax + (medicalInsurance * 12) + npsDeduction - (currentTaxRegime === 'old' ? medicalDeduction + donationDeduction : 0);\n            const annualTakeHome = annualCTC - totalAnnualDeductions;\n\n            const monthlyTakeHome = annualTakeHome \/ 12;\n            const totalMonthlyDeductions = totalAnnualDeductions \/ 12;\n\n            monthlyInHandEl.textContent = formatCurrency(monthlyTakeHome);\n            monthlyDeductionsEl.textContent = formatCurrency(totalMonthlyDeductions);\n            annualTakeHomeEl.textContent = formatCurrency(annualTakeHome);\n\n            earningsTableEl.innerHTML = `\n                ${createRow('Gross Monthly Salary', annualCTC \/ 12)}\n                ${createTotalRow('Total Monthly Earnings', annualCTC \/ 12)}\n            `;\n            deductionsTableEl.innerHTML = `\n                ${createRow('Total PF Contribution', epfAmount, true)}\n                ${createRow('Employer\u2019s NPS Contribution', npsAmount \/ 12, true)}\n                ${currentTaxRegime === 'old' && hraExemption > 0 ? createRow('HRA Exemption', hraExemption \/ 12) : ''}\n                ${createRow('Medical Insurance', medicalInsurance, true)}\n                ${currentTaxRegime === 'old' && medicalDeduction > 0 ? createRow('Medical Deduction (80D)', medicalDeduction \/ 12) : ''}\n                ${currentTaxRegime === 'old' && donationDeduction > 0 ? createRow('Donation Deduction (80G)', donationDeduction \/ 12) : ''}\n                ${createRow('Professional Tax', professionalTaxAnnual \/ 12, true)}\n                ${createRow('Income Tax (TDS)', annualTax \/ 12, true)}\n                ${createTotalRow('Total Monthly Deductions', totalMonthlyDeductions, true)}\n            `;\n\n            updateChart(monthlyTakeHome, annualTax \/ 12, epfAmount, npsAmount \/ 12, medicalInsurance, professionalTaxAnnual \/ 12, currentTaxRegime === 'old' ? hraExemption \/ 12 : 0);\n        }\n\n        \/\/ Chart Logic\n        function initializeChart() {\n            const ctx = document.getElementById('salaryChart').getContext('2d');\n            salaryChart = new Chart(ctx, {\n                type: 'doughnut',\n                data: {\n                    labels: ['In-Hand Salary', 'Income Tax', 'PF Contribution', 'NPS Contribution', 'Medical Insurance', 'Professional Tax', 'HRA Exemption'],\n                    datasets: [{\n                        data: [1, 1, 1, 1, 1, 1, 1],\n                        backgroundColor: ['#4F46E5', '#DC2626', '#F59E0B', '#10B981', '#EC4899', '#6B7280', '#3B82F6'],\n                        borderColor: '#FFFFFF',\n                        borderWidth: 4,\n                        hoverOffset: 8\n                    }]\n                },\n                options: {\n                    responsive: true,\n                    maintainAspectRatio: false,\n                    cutout: '70%',\n                    plugins: {\n                        legend: { display: false },\n                        tooltip: {\n                            callbacks: {\n                                label: function(context) {\n                                    let label = context.label || '';\n                                    if (label) { label += ': '; }\n                                    if (context.parsed !== null) {\n                                        label += formatCurrency(context.parsed);\n                                    }\n                                    return label;\n                                }\n                            }\n                        }\n                    }\n                }\n            });\n        }\n        \n        function updateChart(inHand, tax, pf, nps, medical, professionalTax, hraExemption) {\n            if (salaryChart) {\n                salaryChart.data.datasets[0].data = [inHand, tax, pf, nps, medical, professionalTax, hraExemption];\n                salaryChart.update();\n            }\n        }\n\n        \/\/ Event Listeners\n        const allInputs = [annualCTCInput, basicSalaryInput, epfAmountInput, npsAmountInput, rentPaidInput, hraMetroInput, medicalInsuranceInput, investment80CInput, donation80GInput];\n        allInputs.forEach(input => {\n            input.addEventListener('input', calculateAndDisplay);\n        });\n\n        function setTaxRegime(regime) {\n            currentTaxRegime = regime;\n            btnOldRegime.classList.toggle('sal-calc-active', regime === 'old');\n            btnNewRegime.classList.toggle('sal-calc-active', regime === 'new');\n            \n            const isOldRegime = regime === 'old';\n\n            oldRegimeOnlyGroups.forEach(group => {\n                const input = group.querySelector('input, select');\n                group.classList.toggle('sal-calc-disabled-group', !isOldRegime);\n\n                if (isOldRegime) {\n                    \/\/ Enable fields for Old Regime\n                    if (input) input.disabled = false;\n                    group.removeEventListener('click', handleDisabledFieldClick);\n                    \/\/ Reset pointer-events to let the stylesheet class rule apply again\n                    group.style.pointerEvents = ''; \n                } else {\n                    \/\/ Disable fields for New Regime and add the tooltip click listener\n                    if (input) input.disabled = true;\n                    group.addEventListener('click', handleDisabledFieldClick);\n                    \/\/ Override the 'pointer-events: none' from the class to allow clicks on the group wrapper\n                    group.style.pointerEvents = 'auto'; \n                }\n            });\n\n            calculateAndDisplay();\n        }\n\n        btnOldRegime.addEventListener('click', () => setTaxRegime('old'));\n        btnNewRegime.addEventListener('click', () => setTaxRegime('new'));\n\n        \/\/ Initialization\n        function init() {\n            if (document.getElementById('salaryChart')) {\n                initializeChart();\n                setTaxRegime('new');\n            }\n        }\n        \n        if (typeof Chart !== 'undefined') {\n            init();\n        } else {\n            const chartJsScript = document.querySelector('script[src=\"https:\/\/cdn.jsdelivr.net\/npm\/chart.js\"]');\n            chartJsScript.onload = init;\n        }\n    })();\n<\/script>\n<\/div>\n\n\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"http:\/\/schema.org\",\n  \"@type\": \"WebApplication\",\n  \"name\": \"Salary Calculator (India)\",\n  \"description\": \"A free online Salary Calculator tool for India to calculate in-hand take-home salary by factoring in CTC, basic salary, deductions, HRA, and tax-saving investments.\",\n  \"url\": \"https:\/\/www.mygreatlearning.com\/blog\/salary-calculator\/\",\n  \"applicationCategory\": \"Finance\",\n  \"operatingSystem\": \"All\",\n  \"softwareVersion\": \"1.0\",\n  \"offers\": {\n    \"@type\": \"Offer\",\n    \"url\": \"https:\/\/www.mygreatlearning.com\/blog\/salary-calculator\/\",\n    \"priceCurrency\": \"INR\",\n    \"price\": \"0.00\",\n    \"eligibleRegion\": {\n      \"@type\": \"Place\",\n      \"name\": \"India\"\n    }\n  },\n  \"publisher\": {\n    \"@type\": \"Organization\",\n    \"name\": \"Great Learning\",\n    \"url\": \"https:\/\/www.mygreatlearning.com\"\n  },\n  \"screenshot\": \"https:\/\/www.mygreatlearning.com\/blog\/wp-content\/uploads\/2025\/06\/gl-salary-calculator.png\",\n  \"sameAs\": \"https:\/\/www.mygreatlearning.com\/blog\/salary-calculator\/\",\n  \"featureList\": [\n    \"Calculate in-hand (take-home) salary by applying various deductions like income tax, provident fund (PF), professional tax, and HRA\",\n    \"Provides breakdown of your CTC into components such as basic salary, allowances, and employer contributions\",\n    \"Supports calculations under both old and new income tax regimes\",\n    \"Helps in understanding tax-saving investments under sections like 80C and deductions for HRA, medical insurance, etc.\",\n    \"Displays monthly and annual in-hand salary after all deductions\",\n    \"Real-time calculations for tax and deductions\",\n    \"Easy-to-use interface with detailed salary projections and explanations\"\n  ],\n  \"mainEntityOfPage\": {\n    \"@type\": \"WebPage\",\n    \"@id\": \"https:\/\/www.mygreatlearning.com\/blog\/salary-calculator\/\"\n  }\n}\n<\/script>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\" id=\"what-is-a-salary-calculator\">What is a Salary Calculator?<\/h2>\n\n\n\n<p>A salary calculator is a tool that estimates your in-hand salary. It takes your CTC and subtracts various deductions. These deductions include taxes, Provident Fund (PF), and other contributions. The final number is the money you receive in your bank account.<\/p>\n\n\n\n<p>You can use a salary calculator for several reasons:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Understand your take-home pay:<\/strong> See the exact amount you will receive.<\/li>\n\n\n\n<li><strong>Compare job offers:<\/strong> Evaluate different salary structures.<\/li>\n\n\n\n<li><strong>Plan your finances:<\/strong> Budget your expenses based on your actual income.<\/li>\n\n\n\n<li><strong>Negotiate better:<\/strong> Understand the components of your salary package.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-a-salary-calculator-works\">How a Salary Calculator Works<\/h2>\n\n\n\n<p>A salary calculator estimates your take-home pay by subtracting deductions from your Cost to Company (CTC). It uses the Indian tax rules for FY 2025-26, which offers two options: the <strong>new tax regime<\/strong> (default, with lower rates and fewer deductions) and the <strong>old tax regime<\/strong> (higher rates but more deductions). Below, I break down the main salary components and show how they affect your net salary.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" class=\"wp-block-heading\" id=\"1-cost-to-company-ctc\">1. Cost to Company (CTC)<\/h3>\n\n\n\n<p>CTC is the total yearly amount your employer spends on you. It includes:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Basic salary<\/li>\n\n\n\n<li>Allowances (like HRA, conveyance)<\/li>\n\n\n\n<li>Employer contributions (such as Provident Fund, NPS)<\/li>\n\n\n\n<li>Other benefits (like gratuity)<\/li>\n<\/ul>\n\n\n\n<p><strong>Example<\/strong>: Suppose your CTC is 6 lakh per year. This covers all these parts.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" class=\"wp-block-heading\" id=\"2-basic-salary\">2. Basic Salary<\/h3>\n\n\n\n<p>Basic salary is a fixed portion of your CTC, typically 40-50% of it. It\u2019s important because allowances and deductions (like HRA, PF, NPS) are based on it.<\/p>\n\n\n\n<p><strong>Example<\/strong>: For a 6 lakh CTC, your basic salary could be 2.4 lakh (40% of CTC).<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" class=\"wp-block-heading\" id=\"3-allowances\">3. Allowances<\/h3>\n\n\n\n<p>Allowances are extra payments for specific needs. Common ones are:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>House Rent Allowance (HRA)<\/strong>: Helps with housing costs. In the old regime, HRA can be exempt based on rent paid, basic salary, and whether you live in a metro (50% of basic) or non-metro (40%). In the new regime, HRA is fully taxable.<\/li>\n\n\n\n<li><strong>Conveyance Allowance<\/strong>: Covers work-related travel, often tax-exempt up to 19,200 per year in the old regime.<\/li>\n\n\n\n<li><strong>Special Allowances<\/strong>: The leftover CTC after fixed components, fully taxable.<\/li>\n<\/ul>\n\n\n\n<p><strong>Example for a 6 lakh CTC<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>HRA: 1.2 lakh (50% of basic, metro city)<\/li>\n\n\n\n<li>Conveyance: 19,200 (1,600 per month)<\/li>\n\n\n\n<li>Special Allowances: 1.9 lakh (remaining CTC after basic, HRA, conveyance, employer PF, NPS)<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" class=\"wp-block-heading\" id=\"4-provident-fund-pf\">4. Provident Fund (PF)<\/h3>\n\n\n\n<p>Provident Fund (PF) is a retirement savings plan. You and your employer each contribute 12% of your basic salary. Your contribution lowers your taxable income in both regimes, and the employer\u2019s share is part of your CTC.<\/p>\n\n\n\n<p><strong>Example<\/strong>: With a 2.4 lakh basic salary, your PF contribution is 28,800 (12% of basic), matched by your employer.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" class=\"wp-block-heading\" id=\"5-national-pension-system-nps\">5. National Pension System (NPS)<\/h3>\n\n\n\n<p>Your employer\u2019s NPS contribution (up to 10% of basic salary) is deductible in both regimes under Section 80CCD(2). It\u2019s included in your CTC and reduces your taxable income.<\/p>\n\n\n\n<p><strong>Example<\/strong>: If your employer contributes 10% of 2.4 lakh, the NPS contribution is 24,000.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" class=\"wp-block-heading\" id=\"6-professional-tax-pt\">6. Professional Tax (PT)<\/h3>\n\n\n\n<p>Professional tax is a state-level tax on salaried employees, usually capped at 2,500 per year (e.g., 200 per month in Maharashtra, with 300 in the last month).<\/p>\n\n\n\n<p><strong>Example<\/strong>: For a 6 lakh CTC, professional tax is 2,500 annually.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" class=\"wp-block-heading\" id=\"7-income-tax-tds\">7. Income Tax (TDS)<\/h3>\n\n\n\n<p>Income tax, or Tax Deducted at Source (TDS), is based on your taxable income after deductions. The tax slabs for FY 2025-26 are:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" class=\"wp-block-heading\" id=\"new-tax-regime-slabs\">New Tax Regime Slabs<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Up to 4 lakh: 0%<\/li>\n\n\n\n<li>4 lakh to 8 lakh: 5%<\/li>\n\n\n\n<li>8 lakh to 12 lakh: 10%<\/li>\n\n\n\n<li>12 lakh to 16 lakh: 15%<\/li>\n\n\n\n<li>16 lakh to 20 lakh: 20%<\/li>\n\n\n\n<li>20 lakh to 24 lakh: 25%<\/li>\n\n\n\n<li>Above 24 lakh: 30%<\/li>\n\n\n\n<li><strong>Rebate<\/strong>: Full tax rebate (up to 60,000) under Section 87A for taxable income up to 12 lakh.<\/li>\n\n\n\n<li><strong>Standard Deduction<\/strong>: 75,000 for salaried employees.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" class=\"wp-block-heading\" id=\"old-tax-regime-slabs\">Old Tax Regime Slabs<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Up to 2.5 lakh: 0%<\/li>\n\n\n\n<li>2.5 lakh to 5 lakh: 5%<\/li>\n\n\n\n<li>5 lakh to 10 lakh: 20%<\/li>\n\n\n\n<li>Above 10 lakh: 30%<\/li>\n\n\n\n<li><strong>Rebate<\/strong>: 12,500 under Section 87A for taxable income up to 5 lakh.<\/li>\n\n\n\n<li><strong>Standard Deduction<\/strong>: 50,000 for salaried employees.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" class=\"wp-block-heading\" id=\"deductions\">Deductions<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Old Regime<\/strong>:\n<ul class=\"wp-block-list\">\n<li><strong>HRA Exemption<\/strong>: The least of:\n<ul class=\"wp-block-list\">\n<li>Actual HRA received<\/li>\n\n\n\n<li>Rent paid minus 10% of basic salary<\/li>\n\n\n\n<li>50% of basic (metro) or 40% (non-metro)<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Section 80C<\/strong>: Up to 1.5 lakh (e.g., PF, PPF, ELSS).<\/li>\n\n\n\n<li><strong>Section 80D<\/strong>: Up to 25,000 for medical insurance (50,000 for senior citizens).<\/li>\n\n\n\n<li><strong>Section 80CCD(2)<\/strong>: Employer\u2019s NPS contribution (up to 10% of basic).<\/li>\n\n\n\n<li><strong>Section 80G<\/strong>: 50% of eligible donations, capped at 10% of adjusted gross income.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>New Regime<\/strong>: Only standard deduction (75,000) and employer\u2019s NPS contribution (80CCD(2)) are allowed.<\/li>\n<\/ul>\n\n\n\n<p><strong>Additional Charges<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Cess<\/strong>: 4% on income tax in both regimes.<\/li>\n\n\n\n<li><strong>Surcharge<\/strong>: Applies on incomes above 50 lakh (10-25%).<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" class=\"wp-block-heading\" id=\"calculating-your-take-home-salary\">Calculating Your Take-Home Salary<\/h2>\n\n\n\n<p>Let\u2019s calculate the take-home salary for a 6 lakh CTC, assuming you live in a metro city and pay 1.2 lakh annual rent. We\u2019ll show both regimes.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" class=\"wp-block-heading\" id=\"new-tax-regime-example\">New Tax Regime Example<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>CTC<\/strong>: 6 lakh per year<\/li>\n\n\n\n<li><strong>Components<\/strong>:\n<ul class=\"wp-block-list\">\n<li>Basic Salary: 2.4 lakh (40% of CTC)<\/li>\n\n\n\n<li>HRA: 1.2 lakh (50% of basic, metro)<\/li>\n\n\n\n<li>Conveyance: 19,200 (1,600 per month)<\/li>\n\n\n\n<li>Employer\u2019s PF: 28,800 (12% of basic)<\/li>\n\n\n\n<li>Employer\u2019s NPS: 24,000 (10% of basic)<\/li>\n\n\n\n<li>Special Allowances: 1.68 lakh (remaining CTC)<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Deductions<\/strong>:\n<ul class=\"wp-block-list\">\n<li>Employee PF: 28,800<\/li>\n\n\n\n<li>Employer\u2019s NPS: 24,000 (deductible under 80CCD(2))<\/li>\n\n\n\n<li>Professional Tax: 2,500<\/li>\n\n\n\n<li>Standard Deduction: 75,000<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Taxable Income<\/strong>:<br>6 lakh - 28,800 (PF) - 24,000 (NPS) - 2,500 (PT) - 75,000 (standard) = 4.69 lakh<\/li>\n\n\n\n<li><strong>Income Tax<\/strong>:\n<ul class=\"wp-block-list\">\n<li>Up to 4 lakh: 0<\/li>\n\n\n\n<li>4 lakh to 4.69 lakh: 69,700 \u00d7 5% = 3,485<\/li>\n\n\n\n<li>Cess: 3,485 \u00d7 4% = 139.40<\/li>\n\n\n\n<li>Total Tax: 3,624.40<\/li>\n\n\n\n<li>Rebate (Section 87A): 3,624.40 (since taxable income is below 12 lakh)<\/li>\n\n\n\n<li><strong>Final Tax<\/strong>: 0<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Total Deductions<\/strong>: 28,800 (PF) + 2,500 (PT) + 0 (tax) = 31,300<\/li>\n\n\n\n<li><strong>Annual Take-Home<\/strong>: 6 lakh - 31,300 = 5.69 lakh<\/li>\n\n\n\n<li><strong>Monthly Take-Home<\/strong>: 5.69 lakh \u00f7 12 = 47,392 (approx.)<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" class=\"wp-block-heading\" id=\"old-tax-regime-example\">Old Tax Regime Example<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>CTC<\/strong>: 6 lakh per year<\/li>\n\n\n\n<li><strong>Components<\/strong>: Same as above.<\/li>\n\n\n\n<li><strong>Deductions<\/strong>:\n<ul class=\"wp-block-list\">\n<li>Employee PF: 28,800<\/li>\n\n\n\n<li>Professional Tax: 2,500<\/li>\n\n\n\n<li>Standard Deduction: 50,000<\/li>\n\n\n\n<li>HRA Exemption: Least of:\n<ul class=\"wp-block-list\">\n<li>1.2 lakh (HRA received)<\/li>\n\n\n\n<li>1.2 lakh - (2.4 lakh \u00d7 10%) = 96,000<\/li>\n\n\n\n<li>2.4 lakh \u00d7 50% = 1.2 lakh<\/li>\n\n\n\n<li><strong>HRA Exemption<\/strong>: 96,000<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Section 80C: 28,800 (PF, assuming no other 80C investments)<\/li>\n\n\n\n<li>Section 80CCD(2): 24,000 (NPS)<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Taxable Income<\/strong>:<br>6 lakh - 28,800 (PF) - 2,500 (PT) - 96,000 (HRA) - 50,000 (standard) - 28,800 (80C) - 24,000 (NPS) = 3.71 lakh<\/li>\n\n\n\n<li><strong>Income Tax<\/strong>:\n<ul class=\"wp-block-list\">\n<li>Up to 2.5 lakh: 0<\/li>\n\n\n\n<li>2.5 lakh to 3.71 lakh: 1.21 lakh \u00d7 5% = 6,050<\/li>\n\n\n\n<li>Cess: 6,050 \u00d7 4% = 242<\/li>\n\n\n\n<li>Total Tax: 6,292<\/li>\n\n\n\n<li>Rebate (Section 87A): 6,292 (since taxable income is below 5 lakh)<\/li>\n\n\n\n<li><strong>Final Tax<\/strong>: 0<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Total Deductions<\/strong>: 28,800 (PF) + 2,500 (PT) + 0 (tax) = 31,300<\/li>\n\n\n\n<li><strong>Annual Take-Home<\/strong>: 6 lakh - 31,300 = 5.69 lakh<\/li>\n\n\n\n<li><strong>Monthly Take-Home<\/strong>: 5.69 lakh \u00f7 12 = 47,392 (approx.)<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" class=\"wp-block-heading\" id=\"key-notes\">Key Notes<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>New Regime<\/strong>: Offers no tax up to a taxable income of 12 lakh due to a 60,000 rebate under Section 87A. Only standard deduction (75,000) and NPS (80CCD(2)) are allowed.<\/li>\n\n\n\n<li><strong>Old Regime<\/strong>: Includes HRA, 80C, 80D, and 80G deductions but has a lower rebate limit of 5 lakh.<\/li>\n\n\n\n<li><strong>Choosing a Regime<\/strong>: Pick based on your deductions. If you have significant HRA or 80C investments, the old regime might save more. Otherwise, the new regime is simpler.<\/li>\n\n\n\n<li><strong>Tools<\/strong>: Use online salary calculators on sites like ClearTax or Paycheck.in for a tailored estimate based on your CTC, rent, and investments.<\/li>\n<\/ul>\n\n\n\n<p>This example shows how a salary calculator works for a 6 lakh CTC under FY 2025-26 tax rules.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Salary Calculator (India) Salary Calculator to Calculate Take Home Salary (In Hand) Your Salary &#038; Investments Annual CTC (\u20b9) Annual Basic Salary (\u20b9) Basic salary component of your CTC. Typically 40-50% of CTC. Monthly EPF Contribution (\u20b9) Total contribution to Employee Provident Fund (Employee + Employer). Max 12% of basic salary. Employer\u2019s NPS Contribution (\u20b9) [&hellip;]<\/p>\n","protected":false},"author":41,"featured_media":108792,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[385],"tags":[],"class_list":["post-108721","page","type-page","status-publish","has-post-thumbnail","hentry","category-businessmanagement"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>In-Hand (Take-Home) Salary Calculator with Old\/New Tax Regimes<\/title>\n<meta name=\"description\" content=\"Use our online salary calculator to estimate your in-hand take-home salary. Calculate deductions, income tax, PF, and allowances to understand your take-home pay.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.mygreatlearning.com\/blog\/salary-calculator\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Salary Calculator\" \/>\n<meta property=\"og:description\" content=\"Use our online salary calculator to estimate your in-hand take-home salary. Calculate deductions, income tax, PF, and allowances to understand your take-home pay.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.mygreatlearning.com\/blog\/salary-calculator\/\" \/>\n<meta property=\"og:site_name\" content=\"Great Learning Blog: Free Resources what Matters to shape your Career!\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/GreatLearningOfficial\/\" \/>\n<meta property=\"og:image\" content=\"http:\/\/www.mygreatlearning.com\/blog\/wp-content\/uploads\/2025\/06\/gl-salary-calculator.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1228\" \/>\n\t<meta property=\"og:image:height\" content=\"679\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@Great_Learning\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.mygreatlearning.com\\\/blog\\\/salary-calculator\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.mygreatlearning.com\\\/blog\\\/salary-calculator\\\/\"},\"author\":{\"name\":\"Great Learning Editorial Team\",\"@id\":\"https:\\\/\\\/www.mygreatlearning.com\\\/blog\\\/#\\\/schema\\\/person\\\/6f993d1be4c584a335951e836f2656ad\"},\"headline\":\"Salary Calculator\",\"datePublished\":\"2025-06-21T11:10:24+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.mygreatlearning.com\\\/blog\\\/salary-calculator\\\/\"},\"wordCount\":1176,\"publisher\":{\"@id\":\"https:\\\/\\\/www.mygreatlearning.com\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.mygreatlearning.com\\\/blog\\\/salary-calculator\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.mygreatlearning.com\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/gl-salary-calculator.png\",\"articleSection\":[\"Business Management\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.mygreatlearning.com\\\/blog\\\/salary-calculator\\\/\",\"url\":\"https:\\\/\\\/www.mygreatlearning.com\\\/blog\\\/salary-calculator\\\/\",\"name\":\"In-Hand (Take-Home) Salary Calculator with Old\\\/New Tax Regimes\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.mygreatlearning.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.mygreatlearning.com\\\/blog\\\/salary-calculator\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.mygreatlearning.com\\\/blog\\\/salary-calculator\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.mygreatlearning.com\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/gl-salary-calculator.png\",\"datePublished\":\"2025-06-21T11:10:24+00:00\",\"description\":\"Use our online salary calculator to estimate your in-hand take-home salary. Calculate deductions, income tax, PF, and allowances to understand your take-home pay.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.mygreatlearning.com\\\/blog\\\/salary-calculator\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.mygreatlearning.com\\\/blog\\\/salary-calculator\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.mygreatlearning.com\\\/blog\\\/salary-calculator\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.mygreatlearning.com\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/gl-salary-calculator.png\",\"contentUrl\":\"https:\\\/\\\/www.mygreatlearning.com\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/gl-salary-calculator.png\",\"width\":1228,\"height\":679,\"caption\":\"Salary Calculator Tool\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.mygreatlearning.com\\\/blog\\\/salary-calculator\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Blog\",\"item\":\"https:\\\/\\\/www.mygreatlearning.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Salary Calculator\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.mygreatlearning.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.mygreatlearning.com\\\/blog\\\/\",\"name\":\"Great Learning Blog\",\"description\":\"Learn, Upskill &amp; Career Development Guide and Resources\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.mygreatlearning.com\\\/blog\\\/#organization\"},\"alternateName\":\"Great Learning\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.mygreatlearning.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.mygreatlearning.com\\\/blog\\\/#organization\",\"name\":\"Great Learning\",\"url\":\"https:\\\/\\\/www.mygreatlearning.com\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.mygreatlearning.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.mygreatlearning.com\\\/blog\\\/wp-content\\\/uploads\\\/2022\\\/06\\\/GL-Logo.jpg\",\"contentUrl\":\"https:\\\/\\\/www.mygreatlearning.com\\\/blog\\\/wp-content\\\/uploads\\\/2022\\\/06\\\/GL-Logo.jpg\",\"width\":900,\"height\":900,\"caption\":\"Great Learning\"},\"image\":{\"@id\":\"https:\\\/\\\/www.mygreatlearning.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/GreatLearningOfficial\\\/\",\"https:\\\/\\\/x.com\\\/Great_Learning\",\"https:\\\/\\\/www.instagram.com\\\/greatlearningofficial\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/school\\\/great-learning\\\/\",\"https:\\\/\\\/in.pinterest.com\\\/greatlearning12\\\/\",\"https:\\\/\\\/www.youtube.com\\\/user\\\/beaconelearning\\\/\"],\"description\":\"Great Learning is a leading global ed-tech company for professional training and higher education. It offers comprehensive, industry-relevant, hands-on learning programs across various business, technology, and interdisciplinary domains driving the digital economy. These programs are developed and offered in collaboration with the world's foremost academic institutions.\",\"email\":\"info@mygreatlearning.com\",\"legalName\":\"Great Learning Education Services Pvt. Ltd\",\"foundingDate\":\"2013-11-29\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"1001\",\"maxValue\":\"5000\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.mygreatlearning.com\\\/blog\\\/#\\\/schema\\\/person\\\/6f993d1be4c584a335951e836f2656ad\",\"name\":\"Great Learning Editorial Team\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.mygreatlearning.com\\\/blog\\\/wp-content\\\/uploads\\\/2022\\\/02\\\/unnamed.webp\",\"url\":\"https:\\\/\\\/www.mygreatlearning.com\\\/blog\\\/wp-content\\\/uploads\\\/2022\\\/02\\\/unnamed.webp\",\"contentUrl\":\"https:\\\/\\\/www.mygreatlearning.com\\\/blog\\\/wp-content\\\/uploads\\\/2022\\\/02\\\/unnamed.webp\",\"caption\":\"Great Learning Editorial Team\"},\"description\":\"The Great Learning Editorial Staff includes a dynamic team of subject matter experts, instructors, and education professionals who combine their deep industry knowledge with innovative teaching methods. Their mission is to provide learners with the skills and insights needed to excel in their careers, whether through upskilling, reskilling, or transitioning into new fields.\",\"sameAs\":[\"https:\\\/\\\/www.mygreatlearning.com\\\/\",\"https:\\\/\\\/in.linkedin.com\\\/school\\\/great-learning\\\/\",\"https:\\\/\\\/x.com\\\/https:\\\/\\\/twitter.com\\\/Great_Learning\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UCObs0kLIrDjX2LLSybqNaEA\"],\"award\":[\"Best EdTech Company of the Year 2024\",\"Education Economictimes Outstanding Education\\\/Edtech Solution Provider of the Year 2024\",\"Leading E-learning Platform 2024\"],\"url\":\"https:\\\/\\\/www.mygreatlearning.com\\\/blog\\\/author\\\/greatlearning\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"In-Hand (Take-Home) Salary Calculator with Old\/New Tax Regimes","description":"Use our online salary calculator to estimate your in-hand take-home salary. Calculate deductions, income tax, PF, and allowances to understand your take-home pay.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.mygreatlearning.com\/blog\/salary-calculator\/","og_locale":"en_US","og_type":"article","og_title":"Salary Calculator","og_description":"Use our online salary calculator to estimate your in-hand take-home salary. Calculate deductions, income tax, PF, and allowances to understand your take-home pay.","og_url":"https:\/\/www.mygreatlearning.com\/blog\/salary-calculator\/","og_site_name":"Great Learning Blog: Free Resources what Matters to shape your Career!","article_publisher":"https:\/\/www.facebook.com\/GreatLearningOfficial\/","og_image":[{"width":1228,"height":679,"url":"http:\/\/www.mygreatlearning.com\/blog\/wp-content\/uploads\/2025\/06\/gl-salary-calculator.png","type":"image\/png"}],"twitter_card":"summary_large_image","twitter_site":"@Great_Learning","twitter_misc":{"Est. reading time":"7 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.mygreatlearning.com\/blog\/salary-calculator\/#article","isPartOf":{"@id":"https:\/\/www.mygreatlearning.com\/blog\/salary-calculator\/"},"author":{"name":"Great Learning Editorial Team","@id":"https:\/\/www.mygreatlearning.com\/blog\/#\/schema\/person\/6f993d1be4c584a335951e836f2656ad"},"headline":"Salary Calculator","datePublished":"2025-06-21T11:10:24+00:00","mainEntityOfPage":{"@id":"https:\/\/www.mygreatlearning.com\/blog\/salary-calculator\/"},"wordCount":1176,"publisher":{"@id":"https:\/\/www.mygreatlearning.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.mygreatlearning.com\/blog\/salary-calculator\/#primaryimage"},"thumbnailUrl":"https:\/\/www.mygreatlearning.com\/blog\/wp-content\/uploads\/2025\/06\/gl-salary-calculator.png","articleSection":["Business Management"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.mygreatlearning.com\/blog\/salary-calculator\/","url":"https:\/\/www.mygreatlearning.com\/blog\/salary-calculator\/","name":"In-Hand (Take-Home) Salary Calculator with Old\/New Tax Regimes","isPartOf":{"@id":"https:\/\/www.mygreatlearning.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.mygreatlearning.com\/blog\/salary-calculator\/#primaryimage"},"image":{"@id":"https:\/\/www.mygreatlearning.com\/blog\/salary-calculator\/#primaryimage"},"thumbnailUrl":"https:\/\/www.mygreatlearning.com\/blog\/wp-content\/uploads\/2025\/06\/gl-salary-calculator.png","datePublished":"2025-06-21T11:10:24+00:00","description":"Use our online salary calculator to estimate your in-hand take-home salary. Calculate deductions, income tax, PF, and allowances to understand your take-home pay.","breadcrumb":{"@id":"https:\/\/www.mygreatlearning.com\/blog\/salary-calculator\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.mygreatlearning.com\/blog\/salary-calculator\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.mygreatlearning.com\/blog\/salary-calculator\/#primaryimage","url":"https:\/\/www.mygreatlearning.com\/blog\/wp-content\/uploads\/2025\/06\/gl-salary-calculator.png","contentUrl":"https:\/\/www.mygreatlearning.com\/blog\/wp-content\/uploads\/2025\/06\/gl-salary-calculator.png","width":1228,"height":679,"caption":"Salary Calculator Tool"},{"@type":"BreadcrumbList","@id":"https:\/\/www.mygreatlearning.com\/blog\/salary-calculator\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Blog","item":"https:\/\/www.mygreatlearning.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Salary Calculator"}]},{"@type":"WebSite","@id":"https:\/\/www.mygreatlearning.com\/blog\/#website","url":"https:\/\/www.mygreatlearning.com\/blog\/","name":"Great Learning Blog","description":"Learn, Upskill &amp; Career Development Guide and Resources","publisher":{"@id":"https:\/\/www.mygreatlearning.com\/blog\/#organization"},"alternateName":"Great Learning","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.mygreatlearning.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.mygreatlearning.com\/blog\/#organization","name":"Great Learning","url":"https:\/\/www.mygreatlearning.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.mygreatlearning.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.mygreatlearning.com\/blog\/wp-content\/uploads\/2022\/06\/GL-Logo.jpg","contentUrl":"https:\/\/www.mygreatlearning.com\/blog\/wp-content\/uploads\/2022\/06\/GL-Logo.jpg","width":900,"height":900,"caption":"Great Learning"},"image":{"@id":"https:\/\/www.mygreatlearning.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/GreatLearningOfficial\/","https:\/\/x.com\/Great_Learning","https:\/\/www.instagram.com\/greatlearningofficial\/","https:\/\/www.linkedin.com\/school\/great-learning\/","https:\/\/in.pinterest.com\/greatlearning12\/","https:\/\/www.youtube.com\/user\/beaconelearning\/"],"description":"Great Learning is a leading global ed-tech company for professional training and higher education. It offers comprehensive, industry-relevant, hands-on learning programs across various business, technology, and interdisciplinary domains driving the digital economy. These programs are developed and offered in collaboration with the world's foremost academic institutions.","email":"info@mygreatlearning.com","legalName":"Great Learning Education Services Pvt. Ltd","foundingDate":"2013-11-29","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"1001","maxValue":"5000"}},{"@type":"Person","@id":"https:\/\/www.mygreatlearning.com\/blog\/#\/schema\/person\/6f993d1be4c584a335951e836f2656ad","name":"Great Learning Editorial Team","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.mygreatlearning.com\/blog\/wp-content\/uploads\/2022\/02\/unnamed.webp","url":"https:\/\/www.mygreatlearning.com\/blog\/wp-content\/uploads\/2022\/02\/unnamed.webp","contentUrl":"https:\/\/www.mygreatlearning.com\/blog\/wp-content\/uploads\/2022\/02\/unnamed.webp","caption":"Great Learning Editorial Team"},"description":"The Great Learning Editorial Staff includes a dynamic team of subject matter experts, instructors, and education professionals who combine their deep industry knowledge with innovative teaching methods. Their mission is to provide learners with the skills and insights needed to excel in their careers, whether through upskilling, reskilling, or transitioning into new fields.","sameAs":["https:\/\/www.mygreatlearning.com\/","https:\/\/in.linkedin.com\/school\/great-learning\/","https:\/\/x.com\/https:\/\/twitter.com\/Great_Learning","https:\/\/www.youtube.com\/channel\/UCObs0kLIrDjX2LLSybqNaEA"],"award":["Best EdTech Company of the Year 2024","Education Economictimes Outstanding Education\/Edtech Solution Provider of the Year 2024","Leading E-learning Platform 2024"],"url":"https:\/\/www.mygreatlearning.com\/blog\/author\/greatlearning\/"}]}},"uagb_featured_image_src":{"full":["https:\/\/www.mygreatlearning.com\/blog\/wp-content\/uploads\/2025\/06\/gl-salary-calculator.png",1228,679,false],"thumbnail":["https:\/\/www.mygreatlearning.com\/blog\/wp-content\/uploads\/2025\/06\/gl-salary-calculator-150x150.png",150,150,true],"medium":["https:\/\/www.mygreatlearning.com\/blog\/wp-content\/uploads\/2025\/06\/gl-salary-calculator-300x166.png",300,166,true],"medium_large":["https:\/\/www.mygreatlearning.com\/blog\/wp-content\/uploads\/2025\/06\/gl-salary-calculator-768x425.png",768,425,true],"large":["https:\/\/www.mygreatlearning.com\/blog\/wp-content\/uploads\/2025\/06\/gl-salary-calculator-1024x566.png",1024,566,true],"1536x1536":["https:\/\/www.mygreatlearning.com\/blog\/wp-content\/uploads\/2025\/06\/gl-salary-calculator.png",1228,679,false],"2048x2048":["https:\/\/www.mygreatlearning.com\/blog\/wp-content\/uploads\/2025\/06\/gl-salary-calculator.png",1228,679,false],"web-stories-poster-portrait":["https:\/\/www.mygreatlearning.com\/blog\/wp-content\/uploads\/2025\/06\/gl-salary-calculator-640x679.png",640,679,true],"web-stories-publisher-logo":["https:\/\/www.mygreatlearning.com\/blog\/wp-content\/uploads\/2025\/06\/gl-salary-calculator-96x96.png",96,96,true],"web-stories-thumbnail":["https:\/\/www.mygreatlearning.com\/blog\/wp-content\/uploads\/2025\/06\/gl-salary-calculator-150x83.png",150,83,true]},"uagb_author_info":{"display_name":"Great Learning Editorial Team","author_link":"https:\/\/www.mygreatlearning.com\/blog\/author\/greatlearning\/"},"uagb_comment_info":0,"uagb_excerpt":"Salary Calculator (India) Salary Calculator to Calculate Take Home Salary (In Hand) Your Salary & Investments Annual CTC (\u20b9) Annual Basic Salary (\u20b9) Basic salary component of your CTC. Typically 40-50% of CTC. Monthly EPF Contribution (\u20b9) Total contribution to Employee Provident Fund (Employee + Employer). Max 12% of basic salary. Employer\u2019s NPS Contribution (\u20b9)&hellip;","_links":{"self":[{"href":"https:\/\/www.mygreatlearning.com\/blog\/wp-json\/wp\/v2\/pages\/108721","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mygreatlearning.com\/blog\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.mygreatlearning.com\/blog\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.mygreatlearning.com\/blog\/wp-json\/wp\/v2\/users\/41"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mygreatlearning.com\/blog\/wp-json\/wp\/v2\/comments?post=108721"}],"version-history":[{"count":12,"href":"https:\/\/www.mygreatlearning.com\/blog\/wp-json\/wp\/v2\/pages\/108721\/revisions"}],"predecessor-version":[{"id":108793,"href":"https:\/\/www.mygreatlearning.com\/blog\/wp-json\/wp\/v2\/pages\/108721\/revisions\/108793"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mygreatlearning.com\/blog\/wp-json\/wp\/v2\/media\/108792"}],"wp:attachment":[{"href":"https:\/\/www.mygreatlearning.com\/blog\/wp-json\/wp\/v2\/media?parent=108721"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mygreatlearning.com\/blog\/wp-json\/wp\/v2\/categories?post=108721"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mygreatlearning.com\/blog\/wp-json\/wp\/v2\/tags?post=108721"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}